How much time has to come out before the investment pays back?
Start from the money committed, not the benefit promised. The model works backwards to the minutes each employee would have to save every day, then prices the programme at any saving you can defend.
Workforce
People whose working day changes, in full-time equivalents.
Salary plus employer contributions, benefits and overhead.
Days actually worked, after leave and holidays.
Divisor that turns a saved minute into money.
Investment
Licences, implementation, integration, internal build time.
Licences, support, iteration — paid from year zero.
Years the business case is assessed over.
Hurdle
The return the capital has to beat.
A saving only pays if the hour is redeployed or removed.
1× is break-even; 2× asks for twice the value for the same money.
That is what has to leave each working day for 1.0× the invested value to come back inside 5 years, discounted at 10.0%. Below this line the programme destroys value; above it, every extra minute is margin.
- 0.29 h
- Hours a day
- 10.8
- Equivalent full-time roles
- €759k
- Annual value at that level
- 3.6%
- Share of payroll
One minute a day across the workforce is worth €43,750 a year; one full hour a day, €2.63m.
Move the saving you believe is defensible and read what it is worth.
- €1.27m
- Net present value
- 38.6%
- Internal rate of return
- 1.44×
- Value per € invested
- 2.1 yrs
- Payback
- 2.5 yrs
- Discounted payback
- €1,093,750
- Annual benefit at full adoption
Clears the hurdle by €1,269,398 in today's money — 7.7 minutes a day above it.
| Year | Cost | Benefit | Net flow | Cumulative |
|---|---|---|---|---|
| Now | €1,550,000 | — | -€1,550,000 | -€1,550,000 |
| Y1 | €350,000 | €1,093,750 | €743,750 | -€806,250 |
| Y2 | €350,000 | €1,093,750 | €743,750 | -€62,500 |
| Y3 | €350,000 | €1,093,750 | €743,750 | €681,250 |
| Y4 | €350,000 | €1,093,750 | €743,750 | €1,425,000 |
| Y5 | €350,000 | €1,093,750 | €743,750 | €2,168,750 |
Pre-tax, constant prices. Benefit is the value of time given back at the fully loaded cost of an hour, weighted by the share that converts into real work. Investment is charged once up front, with running cost in the year of implementation and at the end of every year in the horizon. No terminal value: the model deliberately stops at the horizon.